What steps should you take after a minor collision to protect yourself and others?

• A. Stop, exchange information, and call your insurer.
• B. Stop, render aid if needed, exchange information, and report to authorities if required.
• C. Stop, render aid if needed, exchange information, document details, and report to authorities if required.
• D. Stop, render aid if needed, exchange information, and stay at the scene until police arrive.

Answer: (C)

After a minor collision, the main idea is to protect everyone involved and create a proper record of what happened. Stop the vehicle, check for injuries and help if you can, exchange names, contact information, and insurance details, and then take steps to document what occurred. Documenting details is crucial: note the time, exact location, weather and road conditions, vehicle positions, and damage, and take clear photos. This creates an objective account for insurance claims and any required investigations. Reporting to authorities if required by law or the situation ensures you’re meeting legal obligations and can provide an official record if there are injuries or significant damage. This combination—aid if needed, information exchange, thorough documentation, and reporting when required—covers safety, legality, and future claims.

Other options miss one or more of these essential steps: some omit documenting details or the requirement to report when needed, while insisting you wait for police in all cases can be unnecessary or impractical.